Searching for homes is not an easy case because many factors that need to be considered and taken into account include the most important is the financial capability. If we have a lot of money then buy the house we want is not a problem. But if we only have a low purchasing power then you should follow the tips below:

1. Please Ask About The Mastering The Environmental Conditions

Do feel free to ask for information and help to look for homes that are sold at these locations such as Civil Defense, security, motorcycle taxi drivers, shop workers, pedicab, artisans selling food around, pokoke anyone who will help you to get information about house you will buy. With so we have a lot of references and choices that help us find the right house suitable conditions of our pockets. In addition, diligent diligent search of information in newspapers, internet and real estate agent and property auction can be a good source of information. Do not forget ngasih commission for people who have helped.

2. Sell Houses of People Who Need Sell Fast

People who need money to try to sell the house as quickly as possible, although it has priced well below market price, for example the case people move assignment, a family member ill and in need of funds and other conditions. We can also get cheaper price if we buy from people we know or have close relatives relationship / family.

3. Clever Bid Price Before You Buy

Before you bid for as much information as possible in order to find the lack of homes and neighborhoods that house so that we can apply discounts from the things that are negative. So please play the house of a neighbor’s house will be purchased and asked what the problem is staying in place, for example, if the environment is safe, free of flooding, and so on.

We must dare to bargain first with the price below the selling price and wait for the reaction in a certain time period to test the consistency and level of the needs of home sellers. We can also test by calling for other people who intend to buy a house but are interested in a price slightly below to slightly above the initial price we ask.

4. Former house / Second Usually Less Than New Home

Buying a home is not just because the house must be different from the car because a limited number of homes and will continue to be in the same place. Old house sold or second home is usually inexpensive depending on location. The house was dilapidated condition, of course, the price will compare the home side who had just a total renovation. So you better look for a house with a somewhat dilapidated condition, so prices are cheaper and do not forget to estimate the total renovation cost of the house and compare prices

5. Sell More When It’s Also Cheap

Do not delay buying a home because housing prices would always go up dramatically if the condition is automatically smooth and controlled. Houses are scarce and the limited number of people who need a house for shelter so that their number is much more demand than supply. That is what causes the price of expensive homes. It could be a house price increase each year is greater than the money we can save in a year. Thus buying a house from now with the help of bank loans.

6. Use Bank Loans House Ownership Credit (KPR)

If we do not have enough that we could ask for short or parents borrow money to buy a house. If no one near who can we ask him to borrow money, then we must ask for help at the bank. Before taking the loan should do a survey to many reliable banks to compare interest rates / margins, limit the number of installments of income, type of interest payment systems, the possibility of accelerated repayment. My advice would be safe to use a number of Islamic banks fixed payments each month but the interest rates / margins higher than conventional banks. If you can a lot of good fortune then immediately pay off your debts because usually you will get exemption of interest payments

Tags: buy the house, former house, house price

This entry was posted on Thursday, December 17th, 2009 at 5:29 am and is filed under Investing. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.