Are you being held back on refinancing a mortgage due to a poor credit score? How about financing a car? Have you ever applied for credit and been turned down? Are you asking yourself “how do I fix my credit”?

There are some steps you can take and people that will help you Before you throw up your hands on credit repair, let’s investigate some options.

Your credit score is a numerical rating of your use of credit for the last seven to ten years. On your credit report, certain categories of issues can harm your credit score. (more…)