Whether your credit score is in bad or excellent, it is an important piece of your financial puzzle. Although the exact calculation is not in the public domain, using a credit score simulator can help you determine what your number is at the present time. You will need a FREE copy of your credit report which is available by the way, thanks to the Fair and Accurate Credit Transactions Act. The information provided therein will give you the knowledge necessary to input the needed data into the simulator (more…)